stop_payment_order HTTP 402 Stripe Declines

Stripe Error: stop_payment_order –

The stop_payment_order error is triggered when Stripe declines a payment due to an unknown reason. This error does not indicate a technical issue with the API or payment gateway, but rather a problem with the cardholder's account or bank.

Official documentation ↗

Root Causes

1.

Unknown Card Reason

The card issuer declined the transaction without providing a specific reason.

2.

Insufficient Funds

The cardholder's account has insufficient funds to cover the payment amount.

Resolution

1.Verify Card Details

Check that the card details are correct and up-to-date.

2.Contact Cardholder

Reach out to the cardholder to confirm their account balance and payment method.

Code Examples


            stripe.api_key = 'YOUR_STRIPE_API_KEY'
try:
  charge = stripe.Charge.create(amount=1000, currency='usd', source='tok_visa')
except stripe.error.CardError as e:
  print(e.code)
  print(e.user_message)
          

            const stripe = require('stripe')('YOUR_STRIPE_API_KEY');
try {
  const charge = await stripe.charges.create({ amount: 1000, currency: 'usd', source: 'tok_visa' });
} catch (err) {
  console.log(err.code);
  console.log(err.user_message);}
          

            $stripe = new Stripe('YOUR_STRIPE_API_KEY');
try {
  $charge = $stripe->charges()->create(['amount' => 1000, 'currency' => 'usd', 'source' => 'tok_visa']);
} catch (Stripe\Error\Card $e) {
  echo $e->getErrorCode();
  echo $e->getMessage();}
          

            curl -X POST https://api.stripe.com/v1/charges \
  -u YOUR_STRIPE_API_KEY: \
  -d 'amount=1000&currency=usd&source=tok_visa'

FAQ

What does a stop_payment_order error mean? ▾

The stop_payment_order error is triggered when Stripe declines a payment due to an unknown reason.

How do I resolve a stop_payment_order error? ▾

To resolve the error, verify the card details and contact the cardholder to confirm their account balance and payment method.

Independent reference. Always verify against the official Stripe Declines documentation.